For an obligation free assessment from one of our industry leading Lawyers, please complete the simple form below and a TPD expert Lawyers will contact you immediately, or usually within the hour, to discuss your entitlement to Total and Permanent Disability payments through your Superannuation Policy.
We look after all enquiries and claims confidentially and obligation free from the first discussion with you. It’s that easy.
Our Helpline (partnered with Sinnamon Lawyers) is able to assist you in relation to TPD Insurance claims. A TPD insurance claim must be properly handled to ensure that you receive the best possible TPD result and ensure that your claim is not denied.
The TPD benefit is payable by your superannuation fund and having a specialist TPD lawyer act for you will ensure that your claim will not be denied on technicalities and/or unfairly for circumstances in which you are entitled to the TPD benefits.
Making a TPD claim is as simple as calling us and we will do the rest. There is nothing worse than relying upon a payment only to have it denied at the last minute. Our assistance can ensure that you are not put in that position.
If you are ill, injured or unable to work as a result of that injury or illness, you may be eligible to make a claim through your Superannuation. As Total and Permanent Disability (TPD) experts, we are able to assess your eligibility and assist through all aspects of the claims process.
It is important to note that unlike other injury or illness Insurance claims, making a claim for TPD does not rely on someone else to be at fault for the injury or illness you are suffering from.
Some people may not be aware that their Superannuation Policy contains significant entitlements that may allow you to claim a lump sum payments if you are no longer able to continue with the employment that you were trained and educated in as a result of an injury or illness. There is no need for there to be a catastrophic injury, only an injury that stops you from returning to work. It is important that you obtain sound legal advice before commencing the TPD claims process as insurers are usually notorious for making the claims process of recovering your TPD entitlements difficult. For this reason, our expert lawyers are here to assist you to ensure that you receive the maximum amount that you are eligible to receive.
We are dedicated and industry leading total and permanent disability specialists, committed to assisting all superannuation fund policy holders in securing their entitled benefits. Our expertise covers TPD insurance claims arising from permanent disability, injuries, or illness. We offer comprehensive support, guiding you through the TPD claims process. You may be eligible for substantial lump sum compensation and it is critical to seek sound legal advice from TPD lawyers who will address all aspects of the claims procedure. That’s where the TPD Superannuation Claims Helpline comes in, offering expert advice and guidance to ensure a successful TPD claim.
Our team conducts a comprehensive assessment of your circumstances to determine your eligibility and the potential benefits you may be entitled to underyour policy for TPD insurance.
We assist you in gathering and organising the necessary documents and evidence required for a successful TPD claim. This means ensuring that your application is completed to the Total and Permanent Disability insurance standard.
In the unfortunate event of a claim denial, we provide expert negotiation and appeals support on a case-to-case basis. We work tirelessly to challenge denialsand ensure that your right to entitlements are upheld.
We keep you informed throughout the TPD claims process, providing regular updates on the status of your claim and any developments.
Our experienced TPD lawyers are available to provide specialist legal guidance relating to your superannuation claim for injury and illness. We offer expert legal advice tailored to your circumstances. As Total and Permanent Disability specialists, we are able to assist through all aspects of the claims process. We are happy to advise that entitlements under a person’s Total and Permanent Disability policy can generally range up to $3,000,000 depending on the persons injury or illness. Our TPD lawyers are experts in assessing factors such as income, policies, education, training and experience in order to reach a successful TPD claim outcome.
We understand that each TPD claim is unique. Our industry leading team offers personalised guidance, ensuring that your claim strategy is tailored to your individual circumstances. It is important that you obtain sound legal advice that will cover all aspects of the TPD claims process to ensure a that you get the maximum lump sum entitlement that your policy covers you for. Until you seek expert advice from one our experienced TPD lawyers, you may notbe aware of the types of TPD insurance payouts available to you. These can include lump sum payments, annual assist benefits or access to your superannuation account balance.
In the event that your TPD insurance claim is approved under your permanent disability TPD insurance policy, accurate advice from our industry leading TPD lawyers will be provided to protect your interests for future cover and policies to remain in place. The process of making a TPD claim can be confusing, stressful and unclear. Insurers governing the total and permanent disability regime are historically difficult to deal with, as they tend to create as many loopholes for claimants to try and go through in their pursuit for lump sum entitlements. The benefits of hiring our lawyers provide enhanced claim success, expert and specialised guidance throughout your TPD claim. Our specialist lawyers provide efficient lodgement of your claim, ensuring a timely decision outcome. Consulting and engaging one of our expert lawyers provides you with the peace of mind and support throughout the duration of your claim.
Unfortunately, TPD claims can be denied for various reasons. The Insurer for your superannuation fund may deny the claim based on current medical evidence, failure to meet the TPD definition under your policy or many other reasons. Regardless of the reason for the denial, it is important to remember that you have options, and as TPD claim specialists we have the ability to provide adequate lawyer intervention strategies.
Once our team of total and permanent disability claim lawyers have been able to provide you with an assessment in relation to your policy, and you wish to proceed, we can act for you on a No-Win No-Fee basis. We are experts who have been in the industry for many years and demonstrate confidence in our success rate.
This is why you will only pay us for the work that we do and not in accordance with a calculated percentage like some other firms. Our goal is to maximise your entitlements and minimise the inconvenience to you at all times.
In some cases, making a claim for total and permanent disability is rather straightforward.This means that the assessment of your claim and payment of the lumpsum entitlement will be made quickly, however, other claims require significant attention, medical evidence and additional formulated arguments to advocate your entitlement on your behalf.
Below are some success stories and testimonies from our valuable clients.
A lot of people have no idea that they are able to make aTPD claim and the amount of benefit to which they can receive. All we would need from you to commence the process is an authority to speak to the insurer concerning your situation after which time we can provide you with proper advice and lead you through the process to ensure that the benefit is paid to you.
The process is quite simple. If you contact us, we will ask you about your situation, contact the insurer and get on with the job of getting you the maximum compensation.
DISCLAIMER: The information provided on this website is general in nature with respect to Total and Permanent Disability claims in Queensland and New South Wales. Each person’s individual circumstances are different and we strongly advise that you obtain legal advice suited to your specific situation.
Please call 1800 HELPLINE to start your journey for eligibility to Total and Permanent Disability today.
TPD or Total and Permanent Disability Insurance is available to assist you by the payment of a lump sum that can help with your medical and other expenses. It provides money to pay the bills moving forward in circumstances in which you are unable to work because of illness or injury. Most superannuation policies provide the TPD component.
If you contact us and provide us with your authority, we can investigate the full amount of the TPD benefit
available to you (which in some cases is more than $500,000) and navigate you through the steps required in order to get that money paid to you.
Obtaining your full and proper benefit is not as difficult as you might think if you retain us as your specialist TPD lawyers. We have a vast experience in this area, have a good relationship with the various insurers and have an excellent track record of ensuring that TPD claims are paid with the minimum of trouble to you.
Usually, the insurer requires a certificate or form to be completed by your doctor who can confirm that you are suffering from TPD. You may be entitled to a TPD payment even if you have a residual capacity for work, but you have been disadvantaged or are unable to work in your usual capacity. There is also an initial claimant’s document and questionnaire which may ask you questions about your previous work history and the circumstances of what has led up to your total and permanent disability position.
We assist all of our clients in completing this document properly to ensure that you do not run into problems down the track with an ambiguous answer or an answer which may delay your claim. The other document required is an employer statement which provides the TPD insurer with some information concerning your past employment. Any other documentation required by the insurer will be obtained by us to ensure that you are not left with more work to do in order to recover the benefit to which you are entitled.
Not only do we need reports from your own doctor, but we will also, if necessary, as your
TPD lawyers refer you to our own specialists who can provide us with reports concerning your condition.
We are committed to ensuring that TPD benefits are paid to our clients with the minimum fuss and expense and inconvenience to our clients. You can call us on 1800 007 277 at any time for free advice or even just for a chat concerning the potential for you to make a claim.
There is no cost to you for making a call to us and we are very pleased to answer any questions that you might have concerning your eligibility for a TPD claim.
The TPD process usually takes between 3 months – 12 months. The time that it takes depends upon the type of injury for which the TPD claim is made and the super fund that we are dealing with.
Generally, we are able to ensure that your TPD benefit is paid as quickly as possible. TPD insurance claims are notoriously denied by the TPD superannuation fund in circumstances in which people act for themselves.
As TPD superannuation lawyers, we are able to ensure that your TPD compensation is paid as soon as possible and that you receive the full and proper TPD benefit.
You can make a TPD claim if your mental health condition has forced you to stop working. Your eligibility to a TPD benefit is in respect of any accident or illness that prevents you from working.
As your TPD Insurance lawyers, we are able to ensure that your TPD claim is handled as quickly as possible. You can call us for free advice concerning the above. Mental health issues are realised as proper circumstances in which a TPD compensation claim can be made, and superfunds recognise that a struggle arising from a mental illness is a circumstance in which TPD benefit is payable.
We would be pleased to represent you. We, as TPD lawyers, are leading lawyers in this field and are happy to explain the TPD claim process to you and assist you in making TPD claims. We have a good relationship with TPD superfunds and are dedicated to ensuring that successful TPD claims are made on behalf of our clients and that the full TPD benefit is payable to them.
We ensure that your claim is given the highest probability of success with the minimum of expense. We provide a very personal approach to mental health TPD claims and you can be sure that we have understanding concerning these types of claims and we will provide you with the very best possible support.
Yes. You can make a TPD claim on top of your common law injury claim, or a car accident, medical negligence, public liability or work accident and that claim is made on top of the benefit that would be payable in respect of the TPD claim.
There are two definitions in relation to TPD.
There is the TPD claim available for a person who cannot return to work in the occupation in which they are trained for and there is a policy in respect of a person who cannot return to any occupation.
We can consider the terms of your policy and determine where your claim fits. We would appreciate having the opportunity to consider your policy and provide you with further obligation-free advice as to your eligibility so that you are not denied a benefit you are entitled to receive. Our job is to ensure the process is simplified and that you are compensated with the minimum inconvenience. You can contact us anytime to discuss your eligibility and all advice provided to you is obligation-free.
The answer to this question is yes. For instance, if you have treatment after your successful TPD claim and manage to return to some type of work then you can do so. Of course, every policy is different, and it would be necessary for us to consider the policy properly before taking this step.
Usually this occurs when the superfund does not believe that you satisfy the definition of TPD. It is our job to ensure that the proper medical evidence is obtained that fully supports your eligibility and that you are not denied TPD insurance, when in reality, you are eligible to it under the policy despite the insurer’s rejection of it.
Our involvement at the very start of the claim gives the best chance of success rather than us becoming involved after a claim has been denied.
Feel free to ask us for our free guide concerning TPD claims or simply contact us so we can arrange an obligation-free zoom, telephone or personal appointment to discuss your situation. In less than 5 minutes we can analyse your situation and let you know whether you qualify to give you peace of mind.